Churning Glossary

Churning Glossary with Definitions

Term – Meaning/ Definition
5/24 – Chase 5/24 Rule
AA – American Airlines
AF – Annual Fee
AU – Authorized User
CF – Chase Freedom Credit Card
CFU – Chase Freedom Unlimited Credit Card
CPC – Chase Private Client
CPP – Cents-per-Point
CSP – Chase Sapphire Preferred Credit Card
CSR – Chase Sapphire Reserve Credit Card
CSR – Customer Service Representative
DL – Delta Air Lines
DP – Data Point
GC – Gift Card
HH – Hilton HHonors
HP – Hard-Pull
IHG – Intercontinental Hotel Group
MB Plat – Mercedes Benz Platinum Card
MO – Money Order
MPE – Chase United MileagePlus Explorer Credit Card
MPX – MileagePlus X, a shopping portal app for United’s frequent flyer program.
MR – American Express Membership Rewards
MS – Manufactured Spending, the act of spending money in a way so that you recover the points or miles from a purchase, but keep the money in the end. It is often done using Visa Gift Cards and Money Orders.
PP – Priority Pass
Skypesos – Derogatory name for Delta SkyMiles reflecting their low value.
SM – Secure Message
SPG – Starwood Preferred Guest
SW – Southwest
T&C – Terms and Conditions
TU – TransUnion
TYP – Citi Thank-You Points
UA – United Airlines
UR – Chase Ultimate Rewards
VGC – Visa Gift Card
YMMV – Your Mileage May Vary